Called father of e-banking and e-invoicing. Founder/founding member of Mobey Forum, Real Time Economy Program, MyData. Board professional and member of the Finnish Council for Regulatory Scrutiny.
Now focusing on getting Real Time Economy and other My Data, Big Data and AI to serve life event driven service design. With better ethics. and protection of privacy and business information. Driving both better service and productivity – especially for SMEs and the European Single Market.